Are you a travel freak? Do you travel frequently overseas? Do you plan trips and holidays with your family year after year? In case, your answer is in a ‘yes’ in most cases mentioned above, you should consider a travel health insurance policy.
A travel health insurance policy is a type of cover that provides the insurance holder, health insurance coverage during traveling, especially in a foreign country. Here, the insured is required to pay an amount known as the premium stipulated by the travel insurance company to avail benefits.
Usually, the coverage provides compensation for medical costs incurred by the insured during travel. In some special cases, the insurance policy also covers for medical evacuation.
A travel health insurance policy comes in combination with the following expenses coverage.
a) Trip cancellation insurance
b) Trip interruption insurance
c) Travel accident insurance
d) Travel baggage loss insurance
e) Travel emergency evacuation insurance
f) Travel medical expenses insurance
Usually the premium for travel health insurance amounts to $200 on an annual basis. However, the premium you pay towards your travel health insurance policy also depends a lot on your age, the distance of trip, any preexisting health conditions, cost of trip and the nation to which trip is being made. Some special travel insurance plans also cover accidental deaths and flight accidental death.
The travel health insurance plans that cover the medical costs of your trip will include cost of treatment, medical expenses, cost of medicines and dental expenses. These covers are available with many conditions. For instance, if you take medicines from unconventional medical sources such as Ayurvedic treatment or acupuncturists, the health travel insurance company will not reimburse the money to you.
In case, you are already covered by a health insurance policy, it would be wise to check whether it covers outside the United States or whether it offers benefits only in case of emergencies.
Also check out whether your travel health insurance company provides you the benefit of medical evacuation cover. It is very important especially if you are planning to travel outside the country. Usually, a travel health insurance policy provides medical evacuation facility to nearest qualified medical health facility. Here, you would not be evaluated to the United States. You would be transferred to the nearest medical health facility. Hence, if you are traveling in an under developed country, you may have to settle for medical treatment at a health facility decided by the travel health insurance company and not by you.
Another cover provided by travel health insurance policy is the repatriation of mortal remains. In the event of death of the insurance holder, the travel health insurance company will bear the cost of returning the mortal remains of the insured. You should also carefully study some other conditions prior to deciding on for a particular travel health insurance policy. These conditions include the following:
a) Co-insurance
b) Deductibles
c) Exclusions
d) Benefit period
e) Pre-existing conditions.
Don’t ignore travel health insurance. It will play a vital role in providing you peace of mind while traveling to a foreign country. You don’t need to worry about medical expenses, hospital treatment and sudden illness expenditure while traveling.
You can save a lot of money on your medical expenses when traveling via a travel insurance policy. It is like hiring a qualified caretaker to see your safety while you travel.
For more information on health insurance, try visiting http://www.healthinsurancedecision.com – a website that specializes in health insurance tips and resources to include information on travel health insurance.
3-1-1 Totally Compliant Carry-on Kit
TRAVEL OFTEN BUT DON’T LIKE THE HASSLE OF CHECKING YOUR BAGS? THEN THIS IS YOUR KIT The 3-1-1 Totally Compliant Carry-on Kit comes complete with ten easy to fill, leak proof flexible squeeze tubes (six-2 1/2oz & four-1 1/2oz) including both content and size labels plus one of our 1 3/4 oz Envirosprayers so you can take just the right amount of hairspray or facial moisturizer. You can fit all ten flexible squeeze tubes, the Envirosprayer and your travel size toothpaste in one of the four heavy-duty Transportation Security Administration carry-on compliant one quart Zip Lock bags included in the Kit. Demo! The 3-1-1 Totally Compliant Carry-on Kit is most requested kit by our clients that fly regularly but don’t like checking their bags. The 3-1-1 Totally Compliant Carry-on Kit can transfer almost any flowable product from large economy bottles and tubes to smaller, more convenient travel size flexible squeeze tubes. The Kit fits all common size bottle necks from 15mm (toothpaste) to 38mm (1 gallon plastic containers). You can even refill your travel size toothpaste tube. Our flexible squeeze tubes are made of high quality odor proof, taste proof food grade material. Almost any liquid, lotion or cream can be transported conveniently and the tubes are reusable again and again. The squeeze tubes and Envirosprayer have no-leak closures. The tubes stand on their head so their contents are always ready to use. The 3-1-1 Totally Compliant Carry-on Kit is so easy to use! If you can hold a bottle and twist on a cap, you can use The Kit to transfer almost any personal care or food product from large containers and tubes to smaller ones in seconds. The 3-1-1 Totally Compliant Carry-on Kit creates a seal between the two containers -no pouring- no leaking- no mess. There are no moving parts, nothing to break down. The delivery spouts and receiver caps are virtually indestructible! When you have finished, simply rinse off two small parts and return them to the kit.
Wooden Pink Flamingo Palm Tree Postcard Beach Summer Wall Clock
Time for a new clock ? This beachy-keen pink flamingo wall clock is great as an accent piece in any room of the house.
Made of wood with graphics featuring a graceful flamingo on a postcard style background.
Ready to hang anywhere !
Measures approx. 12″ in diameter.
Wood construction with a graphic overlay.
Takes one AA battery (not included).
Not intended for children under 12.
United States Marine Corps Red Beach Towel USMC 30″x60″
Velour fiber reactive printed beach towel.55% rayon, 45% cotton.
High quality and soft.
Super absorbent.
Machine washable with like colors.
Size: 30″x60″.
